A real and present danger in California and can be financially devastating to a homeowner. Unfortunately, most homeowner’s insurance policies do not cover losses resulting from an earthquake. We can help. We have the ability to provide you with comprehensive earthquake quotations from several of the leading earthquake insurers in California.


This insurance is similar to earthquake coverage. In the event of a flood, most homeowner’s policies do not provide coverage for any property damage as a result of a flood. If you live in a flood zone, this coverage is as important for you as earthquake coverage is. We can provide you with quotes from several leading insurers.

Change to Difference in Conditions (DIC)

This special policy is typically purchased to cover the gaps not covered in a standard property policy. DIC policy coverages can include: collapse, flood, and earthquake.